/* ============================================================================
   NewCo — insurance lead platform. Built on the Unified Theme master system
   (.um wrapper, master.js reveal/count-up/faq). Fonts swapped per master
   instructions to a bold platform pairing; tokens rebranded. $10M-platform bar.
   ========================================================================== */
@import url('https://api.fontshare.com/v2/css?f[]=clash-display@600,700,500&f[]=satoshi@400,500,700,900&display=swap');

.um{
  --ink:#0b0f1a;--muted:#5a6578;--surface:#ffffff;--surface-2:#f5f7fb;
  --dark:#070b14;--dark-2:#0e1626;--line:#e7eaf1;--line-d:#1d2639;
  --accent:#2b5cff;--accent-ink:#1b45d8;--accent-soft:#eaf0ff;--glow:#3b6cff;
  --gold:#f2b544;
  --display:'Clash Display','Satoshi',system-ui,sans-serif;
  --sans:'Satoshi',-apple-system,"Segoe UI",Roboto,sans-serif;
  --max:1240px;--gut:clamp(1.1rem,4vw,2rem);--section:clamp(4rem,8vw,7rem);
  --r:16px;--r-sm:10px;--r-pill:999px;
  --shadow:0 24px 70px -30px rgba(11,15,26,.45);--shadow-sm:0 2px 8px rgba(11,15,26,.06);
  --dur:.22s;--ease:cubic-bezier(.22,1,.36,1);
  color:var(--ink);font-family:var(--sans);font-size:1.0625rem;line-height:1.6;background:var(--surface);
  -webkit-font-smoothing:antialiased;letter-spacing:-.011em;
}
.um *{box-sizing:border-box}
.um h1,.um h2,.um h3,.um h4{font-family:var(--display);line-height:1.02;margin:0 0 .5rem;color:var(--ink);font-weight:700;letter-spacing:-.025em}
.um h1{font-size:clamp(2.7rem,6vw,5.2rem);word-spacing:.03em}
.um h2{font-size:clamp(2.1rem,4.4vw,3.5rem);letter-spacing:-.02em;word-spacing:.02em}
.um h3{font-size:clamp(1.25rem,2vw,1.6rem);font-weight:600;letter-spacing:-.02em}
.um p{margin:0 0 1rem;max-width:64ch}
.um .lead{font-size:clamp(1.1rem,1.5vw,1.3rem);color:var(--muted);line-height:1.5}
.um a{color:inherit;text-decoration:none}
.um strong{font-weight:700}
.um-section{padding-block:var(--section);padding-inline:var(--gut)}
.um-wrap{max-width:var(--max);margin-inline:auto}
.um-narrow{max-width:900px;margin-inline:auto}
.um-alt{background:var(--surface-2)}
.um-dark{background:var(--dark);color:#eaeef6}
.um-dark h1,.um-dark h2,.um-dark h3{color:#fff}
.um-dark .lead,.um-dark p{color:#9aa6bd}

/* kicker */
.kicker{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--display);font-weight:600;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);margin:0 0 1rem}
.kicker::before{content:"";width:22px;height:2px;background:var(--accent);display:inline-block}
.um-dark .kicker{color:#7f9cff}.um-dark .kicker::before{background:#7f9cff}
.center{text-align:center}.center p{margin-inline:auto}

/* buttons */
.um-btn{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;cursor:pointer;border:0;font-family:var(--display);font-weight:600;font-size:1.02rem;letter-spacing:-.01em;line-height:1;padding:1.05rem 1.7rem;border-radius:12px;color:#fff;background:var(--accent);transition:transform var(--dur) var(--ease),box-shadow var(--dur),background var(--dur);box-shadow:0 10px 30px -10px rgba(43,92,255,.6)}
.um-btn:hover{transform:translateY(-2px);background:var(--accent-ink);box-shadow:0 16px 40px -12px rgba(43,92,255,.7)}
.um-btn .ar{transition:transform var(--dur) var(--ease)}.um-btn:hover .ar{transform:translateX(4px)}
.um-btn--lg{padding:1.2rem 2.1rem;font-size:1.1rem}
.um-btn--ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 1.5px var(--line)}
.um-btn--ghost:hover{background:var(--ink);color:#fff;box-shadow:none}
.um-dark .um-btn--ghost{color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.3)}
.um-dark .um-btn--ghost:hover{background:#fff;color:var(--ink)}

/* nav */
.um-nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.82);backdrop-filter:saturate(1.4) blur(14px);border-bottom:1px solid var(--line)}
.um-nav .in{max-width:var(--max);margin-inline:auto;display:flex;align-items:center;gap:2rem;height:74px;padding-inline:var(--gut)}
.um-logo{display:flex;align-items:center;gap:.6rem;font-family:var(--display);font-weight:700;font-size:1.4rem;letter-spacing:-.03em;color:var(--ink)}
.um-logo .m{width:34px;height:34px;border-radius:9px;background:var(--accent);color:#fff;display:grid;place-items:center;font-weight:700;box-shadow:0 6px 16px -6px rgba(43,92,255,.8)}
.um-nav nav{display:flex;gap:1.9rem;margin-left:1rem}
.um-nav nav a{font-weight:600;font-size:.98rem;color:var(--muted)}
.um-nav nav a:hover{color:var(--ink)}
.um-nav .right{margin-left:auto;display:flex;align-items:center;gap:.9rem}
.um-nav .right a.sign{font-family:var(--display);font-weight:600;font-size:.98rem}
.um-nav .um-btn{padding:.7rem 1.25rem;font-size:.95rem}
@media(max-width:900px){.um-nav nav,.um-nav .right a.sign{display:none}}

/* hero */
.um-hero{position:relative;overflow:hidden;background:radial-gradient(1200px 600px at 70% -10%,rgba(43,92,255,.28),transparent 60%),linear-gradient(180deg,var(--dark) 0%,var(--dark-2) 100%);color:#fff;padding:clamp(4rem,8vw,7rem) var(--gut) 0;text-align:center}
.um-hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:56px 56px;mask-image:radial-gradient(1000px 500px at 50% 0%,#000,transparent 75%);z-index:0}
.um-hero .in{position:relative;z-index:1;max-width:1000px;margin-inline:auto}
.um-chip{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--display);font-weight:500;font-size:.85rem;letter-spacing:.02em;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);color:#dbe4fb;padding:.5rem 1rem;border-radius:var(--r-pill);margin-bottom:1.6rem;backdrop-filter:blur(6px)}
.um-chip b{color:var(--gold);font-weight:700}
.um-hero h1{color:#fff;font-size:clamp(2.9rem,6.6vw,5.6rem);letter-spacing:-.01em;word-spacing:.04em;line-height:1.0;margin:0 0 1.4rem}
.um-hero h1 em{font-style:normal;color:#7f9cff}
.um-hero .lead{color:#b8c3db;max-width:640px;margin:0 auto 2rem;font-size:clamp(1.1rem,1.6vw,1.35rem)}
.um-hero .cta{display:flex;gap:.9rem;justify-content:center;flex-wrap:wrap}
.um-hero .signals{display:flex;gap:1.6rem;justify-content:center;flex-wrap:wrap;margin-top:1.8rem;color:#9aa6bd;font-size:.92rem;font-weight:500}
.um-hero .signals span{display:inline-flex;align-items:center;gap:.45rem}
.um-hero .signals b{color:#fff}

/* browser-framed product shot */
.shot{border-radius:14px;overflow:hidden;background:#fff;border:1px solid var(--line-d);box-shadow:0 40px 120px -40px rgba(0,0,0,.7),0 0 0 1px rgba(255,255,255,.04)}
.shot .bar{display:flex;align-items:center;gap:.5rem;padding:.7rem .9rem;background:#0f1726;border-bottom:1px solid var(--line-d)}
.shot .bar i{width:11px;height:11px;border-radius:50%;background:#394763;display:block}
.shot .bar .url{margin-left:.6rem;flex:1;height:22px;border-radius:6px;background:#1a2540;max-width:360px;display:flex;align-items:center;padding:0 .7rem;color:#6b7a9c;font-size:.72rem;font-family:var(--sans)}
.shot img{display:block;width:100%;height:auto}
.hero-shot{position:relative;z-index:1;max-width:1080px;margin:3rem auto -8rem;padding-inline:var(--gut)}
.hero-shot .shot{box-shadow:0 60px 140px -50px rgba(0,0,0,.8)}

/* metrics strip */
.um-metrics{background:var(--surface);padding-top:11rem}
.um-metrics .grid{max-width:var(--max);margin-inline:auto;display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.um-metrics .c{background:var(--surface);padding:2.2rem 1.4rem;text-align:center}
.um-num{font-family:var(--display);font-weight:700;font-size:clamp(2.6rem,5vw,3.8rem);color:var(--ink);line-height:1;letter-spacing:-.03em}
.um-metrics .lbl{color:var(--muted);font-size:.95rem;margin-top:.6rem;font-weight:500}
@media(max-width:820px){.um-metrics{padding-top:10rem}.um-metrics .grid{grid-template-columns:1fr 1fr}}

/* section head */
.sec-head{max-width:760px;margin:0 auto 3.5rem;text-align:center}
.sec-head h2{margin-bottom:.8rem}
.sec-head .lead{margin-inline:auto}

/* steps / walkthrough */
.walk{display:grid;grid-template-columns:1fr 1.15fr;gap:clamp(2rem,5vw,5rem);align-items:center;margin-bottom:clamp(3rem,6vw,6rem)}
.walk:last-child{margin-bottom:0}
.walk.rev > .copy{order:2}
.walk .step-n{font-family:var(--display);font-weight:700;font-size:2.4rem;color:var(--accent);letter-spacing:-.02em;line-height:1;margin-bottom:1rem;display:flex;align-items:center;gap:.7rem}
.walk .step-n::after{content:"";height:2px;width:40px;background:var(--accent);opacity:.35;display:inline-block}
.walk h3{font-family:var(--display);font-weight:700;font-size:clamp(1.6rem,2.8vw,2.4rem);letter-spacing:-.025em;margin-bottom:.8rem}
.walk ul{list-style:none;padding:0;margin:1.4rem 0 0}
.walk li{padding:.7rem 0 .7rem 1.9rem;position:relative;border-top:1px solid var(--line);font-weight:500}
.walk li::before{content:"";position:absolute;left:0;top:1.05rem;width:12px;height:7px;border-left:2.5px solid var(--accent);border-bottom:2.5px solid var(--accent);transform:rotate(-45deg)}
@media(max-width:860px){.walk{grid-template-columns:1fr;gap:1.8rem}.walk.rev > .copy{order:0}}

/* bento feature grid */
.bento{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}
.bento .cell{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:2rem;transition:transform var(--dur) var(--ease),box-shadow var(--dur),border-color var(--dur)}
.um-dark .bento .cell{background:var(--dark-2);border-color:var(--line-d)}
.bento .cell:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.bento .tag{font-family:var(--display);font-weight:700;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;color:var(--accent);margin-bottom:1rem}
.bento .cell h3{margin-bottom:.5rem}
.bento .cell p{color:var(--muted);margin:0;font-size:.98rem}
.um-dark .bento .cell p{color:#9aa6bd}
.bento .wide{grid-column:span 2}
@media(max-width:860px){.bento{grid-template-columns:1fr}.bento .wide{grid-column:auto}}

/* comparison */
.vs{max-width:1000px;margin:0 auto;display:grid;grid-template-columns:1.1fr 1fr 1.1fr;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow)}
.vs .col{background:var(--surface)}
.vs .col.us{background:linear-gradient(180deg,var(--accent),var(--accent-ink));color:#fff;transform:scale(1.03);border-radius:var(--r);box-shadow:0 30px 70px -30px rgba(43,92,255,.7);z-index:2}
.vs .ch{padding:1.5rem 1.4rem;font-family:var(--display);font-weight:700;font-size:1.05rem;text-align:center;border-bottom:1px solid var(--line)}
.vs .us .ch{font-size:1.3rem;border-color:rgba(255,255,255,.25)}
.vs .cell{padding:1.1rem 1.4rem;font-size:.95rem;border-bottom:1px solid var(--line);min-height:66px;display:flex;align-items:center;gap:.6rem;font-weight:500}
.vs .us .cell{border-color:rgba(255,255,255,.18)}
.vs .col:not(.us) .cell{color:var(--muted)}
.vs .cell:last-child{border-bottom:0}
.vs .yes::before{content:"✓";font-weight:800;color:#fff;font-size:1.05rem}
.vs .no::before{content:"✕";font-weight:800;color:#c3cad8;font-size:.95rem}
@media(max-width:800px){.vs{grid-template-columns:1fr}.vs .col:not(.us){display:none}.vs .us{transform:none}}

/* pricing */
.price{max-width:520px;margin:0 auto;border:2px solid var(--accent);border-radius:var(--r);background:var(--surface);padding:clamp(2rem,4vw,3rem);text-align:center;box-shadow:0 40px 90px -40px rgba(43,92,255,.5)}
.price .amt{font-family:var(--display);font-weight:700;font-size:4.6rem;letter-spacing:-.04em;line-height:1;color:var(--ink)}
.price .amt small{font-size:1.1rem;font-weight:600;color:var(--muted);margin-left:.4rem}
.price .then{color:var(--muted);font-family:var(--display);font-weight:500;margin:.6rem 0 1.6rem}
.price ul{list-style:none;padding:0;margin:0 0 1.8rem;text-align:left}
.price li{padding:.6rem 0 .6rem 1.9rem;position:relative;border-top:1px solid var(--line);font-weight:500}
.price li::before{content:"";position:absolute;left:0;top:.95rem;width:12px;height:7px;border-left:2.5px solid var(--accent);border-bottom:2.5px solid var(--accent);transform:rotate(-45deg)}
.price .um-btn{width:100%}

/* faq */
.um-faq{max-width:820px;margin:0 auto}
.um-faq details{border:1px solid var(--line);border-radius:12px;padding:1.3rem 1.5rem;margin-bottom:.9rem;background:var(--surface)}
.um-faq summary{cursor:pointer;font-family:var(--display);font-weight:600;font-size:1.12rem;letter-spacing:-.01em;list-style:none;display:flex;justify-content:space-between;gap:1rem}
.um-faq summary::-webkit-details-marker{display:none}
.um-faq summary::after{content:"+";color:var(--accent);font-weight:700;font-size:1.5rem;line-height:1}
.um-faq details[open] summary::after{content:"–"}
.um-faq details > *:not(summary){margin:.9rem 0 0;color:var(--muted);line-height:1.6}

/* cta band */
.um-cta{position:relative;overflow:hidden;text-align:center;background:radial-gradient(900px 400px at 50% 0%,rgba(43,92,255,.4),transparent 60%),linear-gradient(180deg,var(--dark),var(--accent-ink) 160%)}
.um-cta h2{color:#fff;font-size:clamp(2.4rem,5vw,4.2rem)}
.um-cta .lead{color:#c3cee7;margin-bottom:2rem}

/* footer */
.um-foot{background:var(--dark);color:#8795b0;padding:4rem var(--gut) 2.2rem;border-top:1px solid var(--line-d)}
.um-foot .cols{max-width:var(--max);margin-inline:auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:2rem}
.um-foot .um-logo{color:#fff;margin-bottom:.8rem}
.um-foot h4{color:#fff;font-family:var(--display);font-weight:600;font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;margin:0 0 .9rem}
.um-foot a{display:block;padding:.3rem 0;color:#8795b0;font-size:.95rem}.um-foot a:hover{color:#fff}
.um-foot .legal{max-width:var(--max);margin:2.6rem auto 0;padding-top:1.5rem;border-top:1px solid var(--line-d);display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.82rem;color:#60708f}
@media(max-width:820px){.um-foot .cols{grid-template-columns:1fr 1fr}}

/* reveal defaults already from master.js; keep content visible pre-JS */

/* ---- motion (reveal gating, from master; JS adds .um-js + .is-in) --------- */
html.um-js .um [data-reveal]{opacity:0;transform:translateY(20px)}
html.um-js .um [data-reveal].is-in{opacity:1;transform:none;transition:opacity .7s var(--ease),transform .7s var(--ease)}
@media(prefers-reduced-motion:reduce){html.um-js .um [data-reveal]{opacity:1!important;transform:none!important}}

/* ---- legal pages ---- */
.um-legal{max-width:780px;margin:0 auto;padding:clamp(2.5rem,6vw,5rem) var(--gut)}
.um-legal h1{font-size:clamp(2.2rem,5vw,3.4rem);margin-bottom:.4rem}
.um-legal .updated{color:var(--muted);font-weight:600;font-family:var(--sans);margin-bottom:2rem;display:block}
.um-legal h2{font-size:clamp(1.3rem,2.4vw,1.7rem);margin:2.4rem 0 .6rem}
.um-legal h3{font-family:var(--display);font-weight:600;font-size:1.15rem;margin:1.4rem 0 .4rem}
.um-legal p,.um-legal li{color:#36404f;line-height:1.7}
.um-legal ul,.um-legal ol{margin:0 0 1rem;padding-left:1.3rem}
.um-legal li{margin-bottom:.4rem}
.um-legal a{color:var(--accent);font-weight:600}
.um-legal a:hover{text-decoration:underline}
.um-legal code{background:var(--surface-2);padding:.15em .4em;border-radius:6px;font-size:.9em}
.um-legal .card{background:var(--surface-2);border:1px solid var(--line);border-radius:var(--r);padding:1.4rem 1.6rem;margin-bottom:1.6rem}

/* ---- contact form ---- */
.um-contact{max-width:620px;margin:0 auto;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:clamp(1.6rem,4vw,2.6rem);box-shadow:var(--shadow)}
.um-contact .row2{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
@media(max-width:560px){.um-contact .row2{grid-template-columns:1fr}}
.um-field{margin-bottom:1rem}
.um-field label{display:block;font-family:var(--display);font-weight:600;font-size:.9rem;margin-bottom:.4rem;color:var(--ink)}
.um-field input,.um-field textarea{width:100%;padding:.85rem 1rem;border:1.5px solid var(--line);border-radius:10px;font:1rem var(--sans);color:var(--ink);background:var(--surface-2);transition:border-color var(--dur)}
.um-field input:focus,.um-field textarea:focus{outline:none;border-color:var(--accent);background:#fff}
.um-field textarea{min-height:120px;resize:vertical}
.um-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.um-note{padding:1rem 1.2rem;border-radius:10px;font-weight:600;margin-bottom:1.2rem}
.um-note.ok{background:#e7f8ef;color:#12794a;border:1px solid #bce8d1}
.um-note.err{background:#fdeceb;color:#c0392b;border:1px solid #f3c7c2}

/* ============================================================================
   POLISH PASS — balanced line-breaks, contact form, refined detail ($10M bar)
   ========================================================================== */
.um h1,.um h2,.um h3{text-wrap:balance}
.um .lead{text-wrap:pretty}
.um ::selection{background:var(--accent);color:#fff}

/* hero chip a touch more refined */
.um-chip{font-size:.8rem;letter-spacing:.01em;padding:.5rem 1.05rem}
.um-hero .signals b{font-weight:700}

/* browser chrome crisper */
.shot .bar i{box-shadow:inset 0 0 0 .5px rgba(255,255,255,.06)}
.shot .bar i:nth-child(1){background:#ff5f57}.shot .bar i:nth-child(2){background:#febc2e}.shot .bar i:nth-child(3){background:#28c840}
.shot .bar .url{color:#8595b8}
/* walk product shots sit on light bg — slightly lighter, cleaner shadow */
.walk .shot{box-shadow:0 30px 80px -40px rgba(11,15,26,.5),0 0 0 1px rgba(11,15,26,.04)}

/* section heads: consistent rhythm */
.sec-head .lead{max-width:620px}
.walk p{max-width:46ch}

/* contact form */
.um-contact{max-width:680px;margin:0 auto;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:clamp(1.6rem,4vw,2.6rem);box-shadow:var(--shadow)}
.um-contact .row2{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}
.um-field{margin-bottom:1.1rem;text-align:left}
.um-field label{display:block;font-family:var(--display);font-weight:600;font-size:.86rem;letter-spacing:.01em;color:var(--ink);margin-bottom:.4rem}
.um-field input,.um-field textarea{width:100%;font-family:var(--sans);font-size:1rem;color:var(--ink);background:var(--surface-2);border:1.5px solid var(--line);border-radius:10px;padding:.85rem 1rem;transition:border-color var(--dur),box-shadow var(--dur),background var(--dur)}
.um-field textarea{min-height:120px;resize:vertical}
.um-field input::placeholder,.um-field textarea::placeholder{color:#9aa6bd}
.um-field input:focus,.um-field textarea:focus{outline:none;background:var(--surface);border-color:var(--accent);box-shadow:0 0 0 4px color-mix(in srgb,var(--accent) 16%,transparent)}
.um-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.um-contact .um-btn{margin-top:.4rem}
.um-ok,.um-err{max-width:680px;margin:0 auto;border-radius:var(--r);padding:1.1rem 1.4rem;font-weight:600}
.um-ok{background:color-mix(in srgb,var(--accent) 8%,#fff);border:1px solid var(--accent-soft);color:var(--accent-ink)}
.um-err{background:#fff4f4;border:1px solid #f5d0d0;color:#c0392b}
@media(max-width:620px){.um-contact .row2{grid-template-columns:1fr;gap:0}}

/* focus-visible polish everywhere */
.um a:focus-visible,.um button:focus-visible{outline:none;box-shadow:0 0 0 3px color-mix(in srgb,var(--accent) 35%,transparent);border-radius:8px}

/* nav links: subtle underline-grow on hover */
.um-nav nav a{position:relative}
.um-nav nav a::after{content:"";position:absolute;left:0;right:100%;bottom:-6px;height:2px;background:var(--accent);transition:right var(--dur) var(--ease)}
.um-nav nav a:hover::after{right:0}

/* reduce heavy hero grid on small screens */
@media(max-width:600px){.um-hero::before{background-size:40px 40px}.um-hero .inner,.um-hero .in{padding-top:3rem}}